EXNESS POLICY FOR THE PHILIPPINES

LEGAL DOCUMENT

Effective Date: May, 2025

1. PRIVACY POLICY

1.1. Exness (hereinafter “the Company”) is committed to protecting the privacy and personal data of all clients residing in the Republic of the Philippines. This Privacy Policy outlines the Company’s practices regarding collection, use, and protection of personal information.

1.2. Data Collection

1.2.1. The Company collects the following categories of information from clients:

• Personal identification information (full name, residential address, date of birth, contact number, email address);
• Government-issued identification documents (passport, driver’s license, national identification card);
• Financial information (banking details, transaction history, payment methods);
• Trading activities and preferences;
• IP addresses and device information;
• Online identifiers and cookies.

1.3. Data Use and Processing

1.3.1. Client personal data shall be processed for the following purposes:

• Account establishment and management;
• Identity verification in accordance with Know Your Customer (KYC) regulations;
• Processing of deposits and withdrawals;
• Provision of trading services and platform functionality;
• Risk assessment and management;
• Marketing communications (subject to explicit consent);
• Compliance with applicable regulations.

1.4. Data Protection Measures

1.4.1. The Company implements robust security measures to safeguard client data, including:

• End-to-end encryption for data transmission;
• Secure data storage with strict access controls;
• Regular security audits;
• Staff training on data protection protocols;
• Breach detection and response procedures.

1.5. Data Sharing

1.5.1. The Company may share client information with:

• Affiliated entities within the Exness Group;
• Financial institutions and payment processors;
• Regulatory authorities in the Philippines and internationally;
• Service providers (under confidentiality agreements);
• Law enforcement agencies when legally required.

1.6. Data Retention

1.6.1. The Company retains personal data for:

• The duration of the business relationship;
• Periods required by Philippine law and regulations;
• Up to 5 years following account closure for legal and compliance purposes.

1.7. Client Rights

1.7.1. Clients in the Philippines have the right to:

• Access their personal data maintained by the Company;
• Correct inaccurate information;
• Request deletion of data (subject to legal requirements);
• Withdraw consent for marketing communications;
• File a complaint with Philippine data protection authorities.

2. ANTI-MONEY LAUNDERING (AML) POLICY

2.1. The Company is committed to preventing money laundering and terrorist financing through its services in the Philippines.

2.2. Client Due Diligence

2.2.1. The Company implements comprehensive verification procedures including:

• Thorough KYC processes;
• Verification of identity using reliable documentation;
• Enhanced due diligence for high-risk clients;
• Continuous monitoring of accounts and transactions;
• Screening against international sanction lists.

2.3. Monitoring and Reporting

2.3.1. The Company monitors transactions for suspicious activities through:

• Automated systems designed to detect unusual patterns;
• Internal reporting procedures for suspicious activity;
• Prompt reporting to relevant authorities when required;
• Cooperation with law enforcement and regulatory bodies.

2.4. Record Keeping

2.4.1. The Company maintains comprehensive records of:

• Client identification documents;
• Transaction records;
• Risk assessments;
• Training records;
• Suspicious activity reports.

2.5. Staff Training

2.5.1. Company staff receives regular training on:

• AML regulations and requirements;
• Recognition of suspicious activities;
• Internal reporting procedures;
• Philippine-specific regulatory requirements.

3. RISK DISCLOSURE

3.1. Trading foreign exchange and Contracts for Difference (CFDs) involves significant risk and may not be suitable for all investors in the Philippines.

3.2. Market Risk

3.2.1. Clients acknowledge that:

• Market prices can fluctuate rapidly due to various factors;
• Past performance is not indicative of future results;
• Economic and political events in the Philippines and globally may impact markets.

3.3. Leverage Risk

3.3.1. Clients understand that:

• Trading with leverage can amplify both profits and losses;
• Losses can exceed initial deposits;
• Margin calls may result in positions being closed automatically.

3.4. Technological Risk

3.4.1. Clients recognize that:

• Platform disruptions or connectivity issues may affect trading;
• Technical failures could impact order execution;
• Internet connectivity in the Philippines may affect trading experience.

3.5. Volatility Risk

3.5.1. Clients acknowledge that:

• Market gaps may occur, particularly during news releases;
• Stop-loss orders may be executed at less favorable prices;
• Highly volatile markets may result in slippage.

4. BONUS POLICY

4.1. The Company may offer trading bonuses and promotions to Filipino clients subject to specific terms:

4.1.1. Qualification criteria for receiving bonuses;
4.1.2. Withdrawal conditions and trading volume requirements;
4.1.3. Time limitations for bonus utilization;
4.1.4. Restrictions on combining multiple promotions;
4.1.5. The Company reserves the right to modify or cancel promotions at its sole discretion.